El prestatario colocó su Bitcoin como garantía para recibir dinero en efectivo. El movimiento es última señal del interés de Wall Street por las criptomonedas.
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Cryptocurrency-backed loans are becoming a reality on Wall Street.
El gigante bancario de los Estados Unidos, Goldman Sachs has taken another step in the adoption of digital digital technologies are these electronic tools that have the ability to generate, store or even process data. currencies after issuing a first loan backed by Bitcoin the biggest and most popular cryptocurrency in the world. It is a decentralized digital currency that enables users to make trustless peer-to-peer transactions. (BTC). As reported by Bloomberg the bankconcedió a un prestatario dólares estadounidenses en efectivo a cambio de Bitcoin as collateral collateral is any asset that a lender accepts as a form of security to ensure that the borrower repays a loan. . The funds in the cryptocurrency cryptocurrencies are digital currencies that use cryptographic technologies to secure their operation. were under the ownership of the client.
La nueva opción de préstamos criptográficos parece formar parte de una línea de productos crediticios que está abriendo la institución financiera con más de 150 años de antigüedad. Un portavoz de Goldman commented to CoinDesk about the service:
We recently expanded a secured line of credit in which we lend fiat fiat currency is “legal tender” backed by a central government, such as the Federal Reserve, and with its own banking system, such as fractional reserve banking. It can take the form of physical cash, or it can be represented electronically, such as with bank credit. secured by BTC; BTC is owned by the borrower. The interesting piece for us was the structure and 24/7/365 risk management.
Wall Street explora los cripto-préstamos
Si bien los detalles sobre el nuevo servicio son escasos, la medida se inserta dentro de los esfuerzos más recientes de Goldman to strengthen its presence in the cryptocurrency space. In recent months, the bank has been looking to expand its product offering related to the new asset class.
In March, the institution became into the first major U.S. bank to complete an over-the-counter (OTC) cryptocurrency trade. Specifically, Goldman negotiated an instrument linked to Bitcoin called ‘non-deliverable option’ together with digital asset finance company Galaxy Digital. The bank has already indicated that it is looking for expand its OTC oTC, or ‘Over The Counter’ is trading that happens directly between two parties, with no exchanges or trading platforms involved. offering to Ethereum a decentralized open-source blockchain with smart contracts functionality. .
Most recently, this week, the global head of digital assets at Goldman , Mathew McDermott, adelantó que el banco está exploring the tokens no fungibles (NFT) “ in the context of financial instruments”. and for the “tokenization of real assets” .
The movements are the latest sign that Wall Street is increasingly moving towards cryptocurrencies. Goldman está lejos de ser el único. El banco de inversión Cowen created a digital asset unit in March and the world’s largest manager, BlackRock recently participated in the round of USD$400 million financing para Circle creator of the stable USDC currency.
The names are just a few examples, as well-known banking institutions such as Morgan Stanley y JPMorgan have also forayed into the crypto space, offering exposure to Bitcoin to its high net worth clients.
Goldman seems keen to secure its position in the growing competition from banks to enter the burgeoning market. In addition to the various strategies it has pushed, and having its own cryptocurrency division, the bank has admitted that it is looking to offer a “ full spectrum ” de inversiones en activos digitales, que incluso podría incluir Bitcoin in cash.
The news about the first loan backed by Bitcoin de Goldman comes just a few months after a report from CoinDesk adelantara que al menos a dozen major U.S. banks are exploring cryptocurrencies as collateral for loans . Goldman Sachs was one of those mentioned in that report.
- American Bank to offer Bitcoin and Ether the form of payment used in the operation of the distribution application platform, Ethereum. trading to customers after partnering with Bakkt
- Standard Chartered Bank entra en el metaverso
- JPMorgan CEO Jamie Dimon acknowledges that DeFi a movement encouraging alternatives to traditional, centralized forms of financial services. and blockchain a distributed ledger system. A sequence of blocks, or units of digital information, stored consecutively in a public database. The basis for cryptocurrencies. are “real technologies” with utility
Article by Hannah Estefania Perez / DiarioBitcoin
Imagen de Unsplash
